The Rebuilding Process: From Where to Begin to Moving Back Home
- remingtoncolorado
- 5 days ago
- 3 min read
Updated: 4 days ago
Guiding you through each step — with clarity, care, and experience.
Rebuilding after a wildfire or natural disaster can feel overwhelming. The paperwork, decisions, and waiting can make it hard to know where to start. At Remington Rebuilds, we simplify that process. Drawing on decades of homebuilding experience and firsthand rebuilding knowledge from the Marshall Fire recovery, we guide homeowners through every step — from assessing their lot to moving back into a finished home.
Where to Begin
When you’re ready to rebuild, the first steps are about clarity and information. Before construction begins, it’s essential to gather key documents and understand your options.
We help you:
Collect property and insurance data such as reports, assessments, and permits.
Identify missing information that could delay your timeline.
Answer pressing questions and organize what comes next.
Every homeowner’s situation is unique, and we take the time to evaluate yours personally — considering insurance coverage, financial position, property condition, and your preferred timeline.
Laying the Groundwork
Once the initial details are in place, the next phase focuses on the foundation of your rebuild: insurance, mortgage coordination, and available financial resources.
Insurance Company
Your insurance company plays a key role in the rebuilding process — but remember, their goal is to minimize losses, not to advocate for you. Our insurance experts help ensure you receive the full benefits you’re entitled to and guide you through policy reviews, supplemental claims, and settlement adjustments when necessary.
Mortgage Company
If you have an existing mortgage, your lender will also be part of your rebuilding journey. We help you navigate:
Insurance proceeds held and released in construction stages.
Forbearance options that may temporarily pause payments while you rebuild.
Approval requirements for plans, contractors, or budgets.
Potential pitfalls of paying off a mortgage early, which can sometimes complicate the rebuild process.
Grant Programs & Assistance
Many homeowners qualify for grants or recovery funds to help with temporary housing, rebuilding expenses, or fire-resilient upgrades. Programs from FEMA, the SBA, and local recovery funds can make a meaningful difference. Because these often require documentation from your builder, it’s vital to work with a team experienced in coordinating with agencies.
We’ve managed 129 successful rebuilds through programs like these and actively track new opportunities to share with homeowners.
Step-by-Step: The Rebuilding Journey
Clean-Up & Site Preparation: Before rebuilding can begin, hazardous materials and fire debris must be safely removed.
We help you determine:
Who handles cleanup — government-led or private removal.
How it’s funded — through insurance, FEMA, local recovery funds, or grants.
Once your lot is clear and certified, you’re ready to move forward.
Financial Planning: With site cleanup underway, it’s time to finalize your budget and funding strategy.
We help you review:
Insurance proceeds and what they cover.
Whether to invest additional funds or consider a construction loan.
How upgrades or changes may affect overall cost.
Choosing a Team: Rebuilding involves dozens of specialists — architects, engineers, trades, and vendors. Most homeowners choose a turnkey builder to simplify the process.
There are two main paths:
Custom Route: Hire your own architect, engineer, and contractor.
Turnkey Route: Work with a builder (like Remington Rebuilds) that manages all of these services under one roof.
Our turnkey approach means one point of contact, consistent communication, and fewer delays — helping you move from design to construction more smoothly.
Floorplan & Design: This is where your vision takes shape. Whether you want to rebuild as-was or re-imagine your layout, we help you select plans that fit your style, budget, and lot size.
We’ll consider:
Whether your plan fits within your insurance and financial parameters.
Opportunities for upgrades or design enhancements.
Architectural style preferences — like Mission Revival, Craftsman Bungalow, or Classic Tudor — that reflect your neighborhood’s character.
Every plan is designed to maximize space and functionality, with nothing wasted.
Start of Construction: With plans approved and permits secured, construction begins.
This phase includes:
Filing for building permits and exploring fast-track options.
Managing construction timelines and lender draw releases.
Selecting finishes — flooring, tile, lighting, and more — to personalize your home.
Because unforeseen issues can arise, we maintain open communication and proactive problem-solving throughout construction.
Return Home: The final stage is where everything comes full circle.
We oversee:
Final inspections and occupancy approvals.
Utility reconnections and system checks.
Walk-throughs to ensure every detail meets your expectations.
Warranty reviews and long-term support.
You move back in knowing your home was rebuilt with integrity, experience, and care.
Rebuilding with Experience and Purpose
At Remington Rebuilds, our process is built on over five decades of homebuilding and 129 successful rebuilds after wildfire loss. We understand the emotional and logistical challenges that come with starting over — and we’re here to make it manageable, step by step.
From the first conversation to the day you unlock your new front door, our team provides clarity, compassion, and craftsmanship every step of the way.