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Laying the Groundwork

Updated: Oct 7, 2025

Before construction can begin, it's essential to track down important paperwork, understand financial considerations, and coordinate approvals. 



Remington Rebuilds guides you through the entire rebuilding process


Insurance Company

It's important to remember that your insurance company is not your advocate. Their goal is to limit losses, often at the expense of the policyholder. Many homeowners don’t realize that their initial claim settlement may not reflect what they are truly entitled to receive. Our team of insurance experts can help ensure you maximize your benefits and receive the full compensation you deserve.



Mortgage Company

If you still have a mortgage on your property, your lender will be involved in the rebuilding process to protect their financial interest. Navigating their requirements can be challenging, but we’ve seen multiple approaches through our previous customers and can provide general guidance to help you make informed decisions. Key considerations when working with your mortgage company: - Insurance Proceeds: Most lenders retain your insurance payout until construction begins, then release funds in stages as work progresses. - Forbearance Options: You may qualify for a temporary payment suspension while rebuilding—check with your lender. - Approval Requirements: Some lenders require approval of your rebuild plans before work can begin. - Challenges of Paying Off Your Mortgage: While this may seem like a straightforward option, it can introduce unexpected complexities that may delay or complicate the rebuild process. We’re happy to share insights from past rebuilds to help you understand your options and make the best decisions for your situation.



Grant Programs

There are many grant programs and financial resources available to support your rebuilding journey. These can help with rental assistance, clothing and personal items, construction rebates, and more. We actively track new grant opportunities and will keep our Resources Section updated for your reference as they become available. Many grants require documentation from your builder, and certain construction milestones may be necessary for fund disbursement. In addition, FEMA and the SBA offer financial assistance and loan programs. While these programs have specific qualification criteria and an application process that can take time, they can be valuable resources if they align with your situation. Because most of these programs require collaboration with your builder or contractor, it's essential to work with a team that understands the process. With our experience rebuilding over 120 homes lost in the Marshall Fire, we are well-versed in working alongside grant agencies and financial assistance programs, ensuring you have the best chance to maximize available funding.


Get in touch today!

629 646 4061




 
 
 

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